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CTC to In-Hand Salary Calculator
Break down your CTC, optimize deductions, and compare Old vs New tax regimes visually.
100% Client-Side Calculations
CTC & Salary Structure Settings
₹ 12,00,000
50%
Usually 4.81% of Basic salary is calculated towards gratuity provisions by HR.
Tax Deductions (Old Regime)
ExemptionsREGIME COMPARISON
NEW REGIME
MONTHLY IN-HAND
₹ 0
Annual: ₹ 0
OLD REGIME
MONTHLY IN-HAND
₹ 0
Annual: ₹ 0
Evaluating best regime...
Detailed Salary Component Breakdown
Legal Disclaimer
This calculator is provided solely for informational and educational purposes. Calculations are estimates based on standard algorithmic rules and inputs, and should not be construed as professional financial, legal, or tax advice. Actual tax liabilities and financial structures may vary depending on corporate policies, jurisdiction, and individual circumstances. Please consult with a certified financial planner or tax advisor before making any financial decisions.
Frequently Asked Questions
Quick direct-answer guides about using this utility tool locally and securely.
What is the standard deduction in Indian tax regimes?
Under current income tax regulations, a flat Standard Deduction of ₹50,000 is allowed from gross salary for both Old and New Tax Regimes.
How is HRA exemption calculated in the Old Regime?
HRA tax exemption is calculated as the minimum of three values: 1) The actual HRA received from employer, 2) Total rent paid minus 10% of basic salary, or 3) 50% of basic salary (if residing in metro cities) or 40% (if in non-metro cities).